Exercise more. Eat less. Drink more water. All simple techniques that are commonly given as healthy living tips. While these are all great tips, they often oversimplify the solution. Living a healthier lifestyle is just as much getting rid of bad habits as creating new ones. Eliminating bad habits is where most people fall short in creating a healthier lifestyle.
Realizing an extra consequence of bad habits can often be enough to help break them. Several bad habits that affect your health can also create a financial disaster as well. Losing money and gaining weight can be a powerful motivator for change.
Not surprisingly, smoking is one of the worst habits for your health. The real shocker is the financial implications it carries. The average smoker has 12 cigarettes a day. With an average of 31 cents a cigarette, the total spent on cigarettes only quickly eclipses over $1,300 a year. While this number alone is nothing to sneeze at, the real kicker comes in the form of lost benefits and increased insurance premiums. This can skyrocket the actual cost of smoking up to $13,500 a year.
Fast food has also become a driving factor in today’s increased obesity rate. With an average of 2,000 calories a meal, which is the FDA recommendation for total daily intake, it’s easy to see how easy weight gain can come. The financial implications are more than expected as well. The average annual amount spent on the food alone is around $1,200. With obesity comes increased risk for several diseases such as heart disease and atherosclerosis. The increased healthcare costs can cost up to an additional $5,500 a year.
Fast food is often combined with extended periods of physical inactivity. Physical inactivity prevents you from burning off additional calories as well as putting you at a higher risk for several diseases. In fact, the top five diseases caused by physical inactivity cost a staggering 67.5 billion dollars a year worldwide.
Whether you want to save a few extra bucks or drop some weight, eliminating these bad habits can certainly help. If you’d like some more information on these, check out the infographic from Investment Zen below. You might be surprised how much money you could be saving.