5 Smart Ways to Carry Money While Traveling


While planning is the least exciting part of travelling, it’s essential. It is important to choose the best alternative for carrying and handling our cash while travelling. This will help us avoid losing money or missing out on an essential part of our journey. 

However, figuring out the best option for keeping our money while travelling can be challenging. There are many great options for carrying money while travelling, but you need to find the one that works for you. 

This post has discussed the five smart ways to carry cash while travelling. Let’s dive in. 

1. Cash

It may seem self-evident, but despite the influx of digital choices, the most convenient method for travel money remains cash. It is accepted almost everywhere—the only method accepted in some regions, especially in African and Asian countries. 

Having cash at hand is a great idea, even if it is only meant for emergency cases and tipping. However, keep it protected in a secure location: After thefts, travel insurance sometimes has a limited limit on what it will reimburse. Also, avoid the airport’s bureaus de change for the best currency rate.

2. Debit Cards

Using your regular card when you travel abroad may not be convenient. For example, some banks may charge you additional fees – cash conversion fees, withdrawal fees, and exchange at the horrifying bank rate that shaves cents off for every dollar – that you’ll never know how much money you’re withdrawing.

 As a result, use in-network ATMs whenever possible since there are banks with overseas sister banks that can save you some costs. 

3. Prepaid Travel Money Cards

Prepaid travel cash cards are an excellent substitute for traditional debit cards. After paying an initial fee, your AUDs are locked in as a different currency. This can help you save money in the long run. 

However, the exchange rate provided by these travel cards is far more exaggerated than what you’d get if you used your standard debit card. Then, “small” fees for withdrawing and loading money are added to that substantial hidden fee. No matter what the bank tells you, always research thoroughly and never assume that all prepaid travel cards are a better deal.

4. Credit Cards

You can carry money on credit cards like American Express, Bankcard, MasterCard, Visa, Diners Club, JCB, and UnionPay, all of which can be used in Australia. For example, American Express and Diners Club are payment options in many major supermarkets, tourist spots, department store chains, and hotels. But you should always bring cash since some stores may charge fees for credit cards.

Also, keep a backup card with you if you lose your main credit card. Using a credit card can be very helpful in a lot of ways. You can use these cards for booking, big purchases, and during emergencies.

If you don’t have an extra card, you can also turn to reliable loan sites like Gday Loans to link you with lenders who offer loan products such as cash in 1 hour no credit checks Centrelink

5. 28 Degrees Platinum Mastercard

Professional travellers have used a specific credit card since it came out a few years ago. The 28 Degrees Platinum MasterCard may look like regular plastic money, except for its unique feature: no fees for changing currencies when you use it. 

This card is a good investment because that small savings can build up to a lot of money over time, even with the new 3% cash advance cost and online payment fee. It’s still a good deal for people who travel a lot.

Bottom Line 

When travelling with cash, it’s essential to strike a balance between convenience and security. Ensure your money is not stolen but is readily available whenever you need to use it. The cost of the method you’ll use to carry your money is also essential. 

This article has provided the best methods you can use to carry your cash while travelling. Other mentionable methods also include Reliable money apps and TRAVELLERS CHEQUES.


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