A death in the family is always very tragic. When you lose someone close, you feel as if you have lost a part of yourself. But you lose more when you plan for a big funeral. The total expense will burn a hole in your pocket, but it is something that you can easily avoid. A budget funeral in Australia has made lives so much easier for people now. You can arrange for a funeral that fits your budget and you will be totally satisfied with what you get. Come to think of it, many are planning their funerals even before dying so that their family members will not have to suffer on their behalf. Here are some of the ways in which you can cut down the extra cost and make the funeral a short and respectable one:
Paying the full amount
An average cost of a funeral in Australia can be anywhere between $4,000 to $15,000. This includes the cost of the coffin and the hearse, taking care of the body, transporting the body to the funeral home, fees for the minister who will conduct the ceremony, and visiting the body in a chapel. There are additional services such as burial fees, flowers, catering for the guests, and embalming of the body. These are added to the cost above. Many people prefer to pay the amount in full to avoid taking out loans or borrowing money which entails paying high-interest rates.
Many funeral companies have now started funeral plans for people so that they can have a proper funeral after they die. The concept is very practical, to be honest. Suppose you want an average funeral and it costs about $6,000. You can choose the plan from the funeral company and pay that amount in installments for the next few years. If you don’t happen to die in the next 5 or 10 years or even 15 years, and the cost of the funeral by that time has increased to $8,500, your family will not have to pay that extra $2,000. Your funeral will be conducted just the way you wanted it and according to the plan you had chosen.
Pay for the funeral annually or in monthly installments
Not everyone has $6,000 or $8,000 in their bank that they can readily spend. If you are arranging a funeral and know that big money spending is around the corner, you should opt for the installment option from the funeral company. If you think you can pay the money within 12 months, you can go for the type of funeral you want and decide the amount of money and the time period within which you want to pay the entire sum. There are also plans where you can pay for the funeral over a span of 30 years, but that has to be a prepaid funeral like the one mentioned above. Plus, you will have to plan the funeral early.
A costly funeral can become affordable with the new plans from different funeral companies. So, make up your mind about the way you want to walk toward the doors to heaven!