If you or a loved one was injured in an accident, like a slip and fall or a car crash, you probably thought your personal claim would be approved with no problem. After all, that’s what is fair. Yet, what is fair and what happens in real life aren’t always the same. If your claim was denied, do you have any other recourse or are you out of options? If your personal injury claim was denied, you may still be eligible for compensation to cover medical costs, lost income from missing work, property losses, and other damages related to the accident. Having a knowledgeable Pittsburgh lawyer for personal injuries review your claim could help, even if your claim was previously denied.
An attorney can evaluate your denied claim. In fact, the best lawyers in the industry have a wealth of experience dealing with denied claims. Don’t worry that this will cost you more money. These professionals charge no upfront costs to review your claim. They will only receive payment if they are able to obtain compensation for your claim.
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Why Was It Denied?
Insurance companies have the right to deny injury claims if the reason given is within federal and state insurance laws. The most common reasons for denying insurance claims are:
- There is insufficient medical proof of injury
- The compensation demands are too high
- The policyholder failed to file a claim on time
- The direct cause of the injury is in question
- The policy was not active at the time of the incident
There are also reasons an insurance company may deny compensation that are not legitimate. Some common (and illegal!) tactics that insurers might use include denying your claim without a proper investigation, offering you much less compensation than you deserve, or claiming that your policy restrictions have changed. If you suspect your claim was denied for a non-legitimate reason, it is even more important to reach out to a lawyer. If the insurance company does not budge on its stance of denying your claim without a reasonable explanation for doing so, you may need to file a lawsuit to get what you deserve.
Pay Attention to Pennsylvania’s Statute of Limitations
Do not let a denied claim stop you from pursuing the compensation you deserve. Although there may be valid reasons for denying an injury claim, you may still be able to obtain compensation. Top personal injury lawyers may still be able to help you obtain the compensation you deserve.
Just because the insurance company denied your injury claim doesn’t mean you’re out of options. Reach out to an attorney today. Personal injury victims who hire legal representation have been known to secure larger compensation awards as opposed to those who decide to handle the case on their own. Remember, you don’t have an unlimited amount of time. In the Commonwealth of Pennsylvania, the statute of limitations for personal injury cases is two years. Don’t lose any more valuable time.