Why safe driving can save you money


There are lots of aspects to driving that can save you money, but one of the most important things that can lower your insurance costs, is safe driving. This includes things like following the speed limit, wearing your seatbelt, and not braking harshly.

With insurance telematics, there are even rewards for safe driving, further encouraging you to drive well. If you want to find out more on how exactly safe driving can save you money, read on.


These are payments that you make to your insurance company for your insurance policy. There’s usually a choice to pay your premiums, monthly, bi-annually, or annually.

By opting for telematics insurance, your insurer can offer you lower premium costs, which is partly based on how well you drive. So, the safer you are on the roads, the more money you can have to treat yourself for driving well!

Additional rewards

If saving on premiums wasn’t good enough, there are also other rewards that can be gained with safe driving. Based on your particular policy you could get rate discounts or cash back, based on how well you have driven during a specific timeframe.

Monitor your driving

Not only does telematics insurance reward safe driving, but it also enables you to monitor how well you drive. If you want to make changes to your driving to be safer on the roads, this is a great way to do so.

This is done as telematics picks up every aspect of your driving, giving you raw data that you can work on. You’ll be able to be the safest driver, by using the data to change any bad habits on the road, which will reflect in the lower costs incurred from your driving.

Cautious driving

As telematics picks up every detail of your driving, it can also pick up the speeds that you’re driving at. It can issue penalties for driving over speed limits, promoting you to drive more cautiously. Speedy driving is more likely to result in accidents, and is also a sign of being an unsafe driver.

With telematics, it is likely to encourage you to drive following the limits, and also helps you to avoid any hefty fines for speeding.

Financial reassurance

Ensuring that you stay within the speed limit of your state, and drive safely, your telematics insurance will guarantee that you will be covered in the case of an accident.

Being involved in an accident can sometimes be inevitable, and is not always your fault, as you can’t control another road user’s driving.

If this is to happen, then fortunately, with telematics insurance you will be paid a premium. This is only if your driving score is good, meaning that you have done everything possible to be a safe driver.

Overall, safe driving can save you a lot of money, and is something that should be done anyway. But, to be rewarded for safe driving is even better. It defines the good drivers from the bad ones – setting a great example on the roads, saving you on costly fees too.


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