Are you broke but still have bills to pay? Is your phone bill or credit bill due tomorrow but you don't get paid until a week later?
Don't lose hope, there are ways to get money now.
Yes, you can make fast cash if you know where to look or what to do. Fortunately, we've listed 15 of these solutions down for you to check and try out today! Read on below to discover all you need.
1. Pawn Belongings
If you need to get money now, you can't go wrong with a quick visit to a pawnshop. These are legitimate businesses that can trade items for money. You will need to pay the money back, with some interest added if you want to get the item back.
Pawnshops normally only accept jewelry but you may find some that also accept gadgets. You could pawn your phone, laptop, or tablet, for example.
2. Garage Sales
Do you have an abundance of things lying about your home? If you need cash now, you could earn a decent amount by running a garage sale. You can put up ads quickly on Facebook and Google Adwords.
Garage sales occur quickly. Launching one in the morning could lead to abundant sales by the afternoon or evening.
3. Pet Watching Or Babysitting
If you have no criminal records or misdemeanors, you could work quickly as a pet sitter or babysitter. On average, you can expect to get paid 22.04 NZD per hour. That might not sound like much but if you have two to three clients and each one asks for 3-4 hours per day, you could earn enough to pay your bills.
Perhaps the best part is that most people agree to pay in cash. This ensures you don't have to wait too long before getting the money. For people with a regular day job, you could turn pet sitting or babysitting into a regular second job, especially for the weekends.
If you stick around long enough, the clients might hire you full-time. They might give you a high, fixed rate so that they won't have to keep looking for available sitters.
Did you know you could earn a decent amount through recycling?
There are tons of junk shops accepting metal pieces, which is great if you have an old car or appliances in the house. You could also earn by selling off plastic, bottles, or paper to recycling centers.
5. Fiverr Or Upwork
Got a skill you know you excel at? Sell your services over at Fiverr or Upwork. These are freelancing websites and it's up to you to either put up your portfolio or apply for job listings.
The best part about freelance work is that you could look for long-term jobs or something that you can finish and get paid for within the day.
The sky is the limit when it comes to freelancing. You could work as a web designer, at-home architect, voice actor, writer, video editor, photo editor, artist, model, and more!
6. Selling Online
Sometimes, garage sales don't cut it. Imagine running a garage sale in an isolated farm town! No one would go because it's either too far or out of the way.
The solution is to sell things online. The good news is there are a bunch of avenues to get this done. You could sell professionally on sites like Amazon or eBay or you could sell only a few items at a time on sites like Craigslist or the Facebook marketplace.
7. Rent Out Extra Rooms
If you have an extra room or a garage you don't use, rent it on sites like Airbnb. This is a great solution to pay your rent or mortgage bills because now you have a steady stream of income generated by your tenants. You could also ask for a deposit, ensuring you get cash as soon as someone agrees to move in.
Keep in mind there are a lot of factors to consider when renting out a room. Check with your state laws to understand the financial obligations of both parties and the usual dos and don'ts.
8. Cash Loans
There is always the option to get a loan. However, don't approach a bank or union because personal loans can take weeks for approval. You'll also need a good credit score to have a chance of securing a loan.
Get quick cash loans instead. These only require proof of address, ID, and proof of income. You'll have to pay these loans quickly, more often than not by your next paycheck.
This makes them ideal when you need to pay bills now but your pay isn't coming until a few days later, making them more like a cash advance.
9. Uber Driving
Yes, Uber or Lyft driving is a viable solution if you need to get money now. The good news is the requirements to become an Uber driver aren't stacked against you. Fill up the registration form, ensure you have the qualifications ready, and you could start taking passengers on the same day you apply.
This is great for people who need money now. A few trips a day could already net you enough money to pay your immediate bills.
10. Paid Surveys
While paid surveys might sound like a scam, they are a real, legitimate money-making option. However, they require a lot of time and patience to produce tangible results.
The problem is that many of these surveys limit which ones you can take and how much each one is worth. You'll also have to suffer through tons of ads before and after each survey. At the end of it all, you might only earn a couple of cents for each one you complete.
This means you'll need to finish a few dozen of them to earn enough to pay the smallest bills on your list.
11. Online Teaching Or Coaching
Ever heard of websites like Udemy? You could do something similar and offer to teach people online. It could be as simple as tutoring students via Skype to something as complex as selling professional webinars to entrepreneurs.
You could sell your services as a coach or tutor for a variety of topics. You could teach how to play an instrument, how to finish physics tests, how to play a video game, or how to cook certain dishes.
If you have time, you should plan out a whole course. This makes it easier to market your tutorial services because people will get an idea of how much each session costs, what they'll learn in that session, and what the end-goal might be.
12. Rent Out Your Car
If you have an extra vehicle or if you can get around through public transportation, why not rent out your vehicle? People can pay to borrow it for a couple of hours. They'll pay a fee upfront for a set amount of hours and then pay additional fees when they return it late.
You could tweak it in your favor too. Offer different insurance options, each one costing a different amount, and you could place a GPS tracker to ensure they don't take the car outside the agreed perimeter. For example, you could restrict them to use the car only within the city and if they go outside that fence, you can charge them a high penalty fee.
13. Freelance Photography
People with a gift in photography shouldn't let their talent and skill go to waste. Take tons of photos and sell them online!
You could start by taking stock photos. People can purchase these for ads, personal use, websites, and more. These sell the quickest because they're often affordable.
It's also a good idea to take modeling photos. You can sell these to different agencies and it could also be a great career move for aspiring models too.
For people with more equipment, why not offer photography services for weddings, anniversary parties, graduations, and reunions?
14. Launch A Blog
Launching a blog won't earn you money in 24 hours unless you launch a retail site. That said, even a regular blog site could still earn decent money through affiliate programs, ads revenue, and sponsorship deals.
However, this does mean you'll need to spend a bit to get a decent blog site running. You'll have to pay for a domain, hosting, some plugins, and tools. When it's all set up, however, you have a money-making website that can become a decent second source of income.
15. Title Loans
Title loans work similarly to cash loans in the sense you don't need excellent credit scores to qualify. However, these types of loans require you to submit some form of collateral. In this case, you'll need to give the lender your car title or house title.
If you can't pay the loan, the lender has the right to take your car or home. This will serve as payment for the money you couldn't pay. This is a financial solution for people who need a significantly large amount in a short period.
Get Money Now!
Don't panic yet! These are some of the best ways to get money now and pay off your bills before you get slammed with penalties. Don't hesitate to give these a try and get the money you need as soon as possible!
Of course, these aren't the only financial solutions out there. If you're looking for more financial tips and great guides, take the time to read more of our articles here! We might have the guide you need!