If you ever get into a car accident that might result in a physical injury to you, the first thing you might do is file a claim with your auto insurance company and with the insurance carrier of the other party. However, there is no guarantee that you will be able to get the claim processed as per your expectations. Only a skilled and dedicated auto accidents lawyer can help you stand toe-to-toe with the insurance carrier and make sure you get fairly compensated for your losses.
There are chances that the insurance carrier might deny the claim completely. In case the injuries are minor, you may still handle the case all by yourself. But in case of serious injuries hiring a personal injury attorney becomes very crucial. So when exactly should you hire a car accident attorney?
When you are unable to establish negligence
When you file a claim with your insurance company after a car accident, the insurance carrier will conduct an investigation to establish the negligence. In most cases the claims get rejected because of non-availability of evidence to support the case. Hiring an auto accident attorney can however change it all. These lawyers will be experienced enough to find the exact evidence that will establish negligence and support your case adequately.
When you are asked for a recorded statement
Most insurance companies try to get recorded statements from the claimants who have been involved in car accidents. The information given in such recordings will generally be used by the insurers against the insured in later proceedings. Also, since you may not be fully aware of the extent of harm you have suffered because of the accident the information you give may not actually be accurate or complete. The presence of a car accident attorney however can stop the persistent phone calls of insurance company and give you the peace of mind that you deserve. A good attorney will recognize harms such as your future medical costs, loss of wages and loss to future earning capacity that you may not even realize. Proper representation will ensure you will recover from all such harms and losses, without any issues.
If the car accident leads to a serious injury or a wrongful death
In such a case you may have to hire a car accident lawyer instantaneously. A reputed lawyer will be able to ensure none of the critical facts change or disappear from your case. These may include skid marks, witness memories, video records, and other reconstruction evidence, which the defendants or insurance companies may want to collect and preserve. Normally since such claims increase in value insurance companies tend to dig in and minimize the claim to save as much money as possible. An experienced attorney can fight and negotiate on your behalf and make sure you get what you deserve.
Seeking the help of an experienced car accident attorney is always the right thing to do, irrespective of the value of your claim or the extent of your damages. Most such legal firms offer free consultation that will help you clarify all queries you may have about getting your car accident claim processed.